Why You Need New York Car Insurance

There is one thing that all drivers in New York have in common: They all have to have New York Car Insurance. It’s not an option, it’s the law. If you get caught without it, then you face hefty fines, loss of license, and plus you may be held responsible for the damage to both your car as well as the person you’re in an accident with.

There are a lot of drivers out on the roads. There are also a lot of bills to pay. What do these two have in common? People are often short on money and think “I won’t get caught if I don’t pay the car insurance this month”. They might be right, because there are indeed a lot of people out on the roads. However, in the event of an accident, which you surely can’t predict, you’ll have to produce you insurance information. If you don’t have it, then that’s when things start to get really stucky.

If you don’t have New York Car Insurance | NewYork-Insurance.website, perhaps you’re not worried about having a fine to pay. Maybe you’re not worried about paying for the damages to your car. However, what many people fail to take into consideration is that they will be held responsible for the damages to both the other person’s car and their medical bills if they are found to be at fault. Having insurance doesn’t take away your accountability, but the policy will take care of the bills, instead of your wallet.

There’s always the chance of having your license taken away for not having insurance along with the aforementioned fines that come along with it. All of this potential financial and reputation damage can be easily avoided by having New York Car Insurance.

People are often worried about the cost and whether or not they can afford it. The truth is that you can’t afford NOT to have car insurance. Luckily, there are a huge amount of insurance providers or there who offer different policy options. The state requires that you have minimum coverage, and you can surely get by with just having that. If you’re someone who lives by “better safe than sorry”, then you can add on different coverages like Gap insurance.  Yes, you’ll pay a higher monthly premium, but you’ll also avoid having to pay potentially hundreds of thousands of dollars in damages from a car accident in which you don’t have insurance.